“METACOGNITION AND CONSUMER DECISION-MAKING IN AI-DRIVEN FINTECH MARKETS: A STUDY OF THE PAKISTANI MARKET”. Center for Management Science Research 4, no. 3 (March 31, 2026): 1025–1036. Accessed November 15, 2026. https://www.cmsrjournal.com/index.php/Journal/article/view/1060.