IMPACT OF AI CREDIT SOLUTIONS ON SMES: OPPORTUNITIES, CHALLENGES, AND IMPLICATIONS FOR PAKISTAN AND THE U.S. ECONOMY. Center for Management Science Research, [S. l.], v. 3, n. 4, p. 1295–1303, 2025. Disponível em: https://www.cmsrjournal.com/index.php/Journal/article/view/510. Acesso em: 15 nov. 2026.