AN INTEGRATED FINTECH–ENTREPRENEURSHIP FRAMEWORK FOR STARTUP FINANCIAL INCLUSION, VENTURE CAPITAL ACCESS, AND SUSTAINABLE GROWTH UNDER PAKISTAN–MALAYSIA DIGITAL ECONOMY POLICIES: A JOINT LUMS–UNIVERSITI MALAYA RESEARCH INITIATIVE. (2026). Center for Management Science Research, 4(3), 2181-2214. https://www.cmsrjournal.com/index.php/Journal/article/view/1217